If the Lord has given you good health and wisdom to earn money, enabling you to have enough for your needful expenditure, even leaving you with surplus savings, what shall you do with your riches? The apostle Paul, in 1 Timothy 6:17-18, gives us the pure and perfect wisdom of God concerning how Christians ought to lay up their treasures: “Charge them that are rich in this world, that they be not highminded, nor trust in uncertain riches, but in the living God, who giveth us richly all things to enjoy; that they do good, that they be rich in good works, ready to distribute, willing to communicate”.
The first attitude is that “they be not highminded”. As an old saying goes, “The mind grows wanton in prosperity, for it is hard to endure good fortune with calmness.” Abundance of money often makes people very proud of their achievements and causes them to consider themselves better than others. Ego compels them to live a luxurious life. The increasing prosperity and luxury invariably inflate the pride, which consequently hardens and debases our hearts. So if you have wealth, do not glory in it.
The second attitude is that we “trust (not) in uncertain riches, but in the living God”. Have you heard the saying, “Treat money like your God, and it will plague you like the devil”? The reason for such miserable ordeals in the life of a lover of money is that he is trusting in “uncertain riches”. The Book of Proverbs warns us, “Wilt thou set thine eyes upon that which is not? for riches certainly make themselves wings; they fly away as an eagle toward heaven” (Proverbs 23:5). Since “riches are not for ever” (Proverbs 27:24a), we therefore should trust God more than our wealth. It is our living God “who giveth us richly all things to enjoy” (v. 17c). Our trust in God can only be verified if we by our lives prove that God, and not money, is our Master. Don’t let money be your master, but let it be your servant. It will do us much good if we can remember Martin Luther’s words: “God only, and not wealth, maintains the world; riches merely make people proud and lazy.”
The third attitude is that “they do good, that they be rich in good works”. The love of money is the parent of all wickedness. J.C. Ryle said, “Nothing I am sure has such a tendency to quench the fire of religion as the possession of money.” We must not allow the wealth that we have to affect our spiritual and moral commitment. Money is given unto us, that we may increase in “good works”. Good works are the fulfilment of the Lord’s will concerning us. Every work of self-gain and self-glory is evil work. Always remember that your money is to help you further God’s will. We can never be used or blessed by the Lord, if we do not have a full commitment to give all for His glory.
The fourth attitude is that we must be “ready to distribute, willing to communicate”. When we receive money, most of us immediately think of the best way of keeping or multiplying it. It is wrong to withhold from the needy, when the Lord has not withheld it from us though it was more than sufficient for all our needs. The Scriptural exhortation is: “distributing to the necessity of saints” (Romans 12:13); and “to do good and to communicate forget not: for with such sacrifices God is well pleased” (Hebrews 13:16). More blessings come from giving than receiving (cf. Acts 20:35). Give according to your income, lest God make your income according to your giving! The right mindset is: “Get all you can, save all you can, and give all you can” (John Wesley). Note this attitude of giving must be accompanied with “readiness” and “willingness”. The words “ready” and “willing” in v. 18 call us not to delay when it comes to giving to the needs of the Lord’s work or for the poor. We should give as we would receive – cheerfully, quickly and without hesitation.
“Laying up in store for themselves a good foundation against the time to come, that they may lay hold on eternal life” (1 Timothy 6:19). These further words of Paul assure us that if we cultivate the right attitude about investing the money we have (as per Scriptural teaching), we shall have “a good foundation against the time to come” – not only for the rest of the time in this world, but also for eternity.
This biblical attitude has also been corroborated through our Lord Jesus’ teachings. “Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal: but lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal” (Matthew 6:19-20). Jesus also taught us that He will reward us – “And whosoever shall give to drink unto one of these little ones a cup of cold water only in the name of a disciple, verily I say unto you, he shall in no wise lose his reward” (Matthew 10:42).
We therefore do well to heed Paul’s exhortation to the Galatian Christians: “And let us not be weary in well doing: for in due season we shall reap, if we faint not. As we have therefore opportunity, let us do good unto all men, especially unto them who are of the household of faith” (Galatians 6:9-10). That is biblical investing of our lives and resources for sure returns!
